Medigap

Medicare Supplements or Medigap plans are Medicare Advantage plans that are designed to fill in the gaps in original Medicare. They are also sold by private companies and they work to supplement original Medicare.

 Original Medicare will not pay for all your covered healthcare services and supplies but a Medicare Supplement plan can help cover your out-of-pocket expenses associated with original Medicare like copayments, coinsurance, and deductibles. Additionally, some Medicare Supplement plans will cover additional benefits that are not covered by original Medicare.

Medicare Supplement plans do not include drug coverage so if you would like to have prescription drug coverage then you will need to add on a stand-alone drug plan as well.