Life insurance is a vital part of protecting your family's financial future. The DIME method, covering Debts, Income replacement, Mortgage, and Education, helps determine appropriate coverage, along with final expenses and childcare needs. Term life insurance is typically the most affordable and flexible option, though combining it with whole life coverage may offer added benefits. While employer-provided life insurance is valuable, it may not be sufficient on its own. Working with an independent broker can ensure you find the right policy to meet your unique needs.
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